Protect yourself from scams and fraud
Scammers can target any Canadian or Canadian business. Here are some tips and tricks to protect yourself or your business from scams and fraud.
Remember, if it seems too good to be true, it is.
On this page
- Don't be afraid to say no
- Do your research
- Don't give out personal information
- Beware of upfront fees
- Protect your computer
- Be careful who you share images with
- Know who you're dealing with
- Don't give out information on unsolicited calls
- Limit your employees' authority
- Watch for anomalies
Don't be afraid to say no
Don't be intimidated by high-pressure sales tactics. If a telemarketer tries to get you to buy something or to send them money right away:
- Request the information in writing
- Hang up
Watch out for urgent pleas that play on your emotions.
Do your research
Always verify that the organization you're dealing with is legitimate before you take any other action:
- Verify Canadian charities with the Canada Revenue Agency
- Verify collection agencies with the appropriate provincial agency
- Look online for contact information for the company that supposedly called you, and call them to confirm
- Verify any calls with your credit card company by calling the phone number on the back of your credit card
If you've received a call or other contact from a family member in trouble, talk to other family members to confirm the situation.
Watch out for fake or deceptive ads, or spoofed emails. Always verify the company and its services are real before you contact them.
Don't give out personal information
Beware of unsolicited calls where the caller asks you for personal information, such as:
- Your name
- Your address
- Your birthdate
- Your Social Insurance Number (SIN)
- Your credit card or banking information
If you didn't initiate the call, you don't know who you're talking to.
Beware of upfront fees
Many scams request you to pay fees in advance of receiving goods, services, or a prize. It's illegal for a company to ask you to pay a fee upfront before they'll give you a loan.
There are no prize fees or taxes in Canada. If you won it, it's free.
Protect your computer
Watch out for urgent-looking messages that pop up while you're browsing online. Don't click on them or call the number they provide.
No legitimate company will call and claim your computer is infected with a virus.
Some websites, such as music, game, movie, and adult sites, may try to install viruses or malware without your knowledge. Watch out for emails with spelling and formatting errors, and be wary of clicking on any attachments or links. They may contain viruses or spyware.
Make sure you have anti-virus software installed and keep your operating system up to date.
Never give anyone remote access to your computer. If you are having problems with your system, bring it to a local technician.
Be careful who you share images with
Carefully consider who you're sharing explicit videos and photographs with. Don't perform any explicit acts online.
Disable your webcam or any other camera connected to the internet when you aren't using it. Hackers can get remote access and record you.
Know who you're dealing with
Watch out for invoices using the name of legitimate companies. Scammers will use real company names like Yellow Pages to make the invoices seem authentic. Make sure you inspect invoices thoroughly before you make a payment.
Compile a list of companies your business uses to help employees know which contacts are real and which aren't.
Don't give out information on unsolicited calls
Educate employees at every level to be wary of unsolicited calls. If they didn't initiate the call, they shouldn't provide or confirm any information, including:
- The business's address
- The business's phone number
- Any account numbers
- Any information about equipment in the office (e.g., make and model of the printer, etc.)
Limit your employees' authority
Only allow a small number of staff to approve purchases and pay bills.
Watch for anomalies
- Larger than normal orders
- Multiple orders for the same product
- Orders made up of "big-ticket" items
These orders may be fraudulent.
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